Diet exercise plan

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So you've been wanting to slim down. Has it come to the point where you're saying, "It's no longer an option. This weight has to go"? If so, you're on the right track; making the commitment is the first step. Here's the second: a simple, sensible exercise and eating plan. Follow our program and drop those pounds in 90 days!

Month One: The Starting Line

Goal: to lose seven pounds

Time: three 40-minute sessions per week

Status report: This month you'll begin to burn calories, boost your metabolism, and see inspiring results!

Cardio: Start with 20 minutes of heart-pumping movement — go for a brisk walk, take a bike ride, jog, etc.

Target heart rate: 120 to 140 beats per minute. To determine, place your index finger on the artery between your collarbone and jawline. Count beats for one minute.

Strength/resistance: Next, perform these exercises. Start with a weight that's heavy enough so you "fail" by the 10th rep (meaning your muscles are too tired to do another), counting to three when bringing the weights up and again when bringing them down.

Reps: one set of 10

Month Two: The 50-Yard Line

Time: four 65-minute sessions per week

Status report: I'm positive that you already can see and feel the difference. Just don't get tempted into "treating" yourself for your progress. The best is yet to come.

Cardio: 25 minutes, with increased intensity (on a machine, increase the incline or the resistance; if you're outside, cover more terrain in less time).

Target heart rate: 130 to 145 beats per minute

Strength/resistance: Repeat the program from last month but push harder. To ensure "failure, " use heavier weights (go from five-pound weights to eight). You can also intensify the workout by slowing your speed from a three count to a four count.